PLAN of CT can help establish greater financial stability and flexibility to meet longer- and shorter-term needs.
Our Mission + Services
The mission of PLAN of CT is to assist families in preparing for the future of their loved one who is living with a disability. We have been helping individuals with disabilities by acting as trustee for special needs trusts since 1993.
All people hope to be reassured that they, or their loved one, will continue to receive care after their trusted family advocates are no longer able to continue in this role. PLAN of CT offers this reassurance by managing special needs trusts set up by families for the benefit of their loved ones.We also serve as trustee for self-settled trusts.
Resources for Families
Third Party Trusts
A Third Party Special Needs Trust is most often established by the parents/guardians of an individual with a disability, although it can be established by anyone on behalf of this individual. The trust can be funded at any time after establishment, but most commonly funds come from the grantor’s estate after passing.
The Pooled Special Needs Trust is the only trust in CT that an individual over 65 can contribute their own income or assets into in order to retain a lifetime benefit from those assets/income, and still qualify for public benefits like Medicaid or waiver programs.
Charitable Trust Grants
The PLAN of CT Charitable Trust is a fund which allows individuals of any age who have a disability to apply for one-time needs-based assistance through a grant to purchase a service or resource meant to enhance the individual’s quality of life.
A Self-Settled Special Needs Trust is used when a disabled individual under 65 receives a direct inheritance, a back payment from Social Security, a settlement, or a lottery win that would affect their eligibility for state or federal benefits. A Self-Settled trust can protect these assets as well as entitlement eligibility.
Why do I need a
Special Needs Trust?
At PLAN of CT, we know that establishing a Special Needs Trust (SNT) for an individual with a disability is vital to maintaining their well-being and safety. It allows them to be supported with additional assets and still qualify for the public benefits to which they are entitled. Public benefits are essential for ensuring continuity of care throughout an individual’s lifetime. An SNT permits a family member to leave an inheritance to a person with a disability without disrupting these benefits. It provides funds for supplementary needs beyond housing and food, such as clothing, home visits, telephone service and other items, and it creates protection against creditors.
Creating a Special Needs Trust (SNT) can safeguard current and future assets, while ensuring your loved one has sufficient resources to live and thrive. PLAN of CT trust documents are written in accordance with federal law and are provided to local participating attorneys. Unlike trusts at many banks, PLAN of CT trusts require no minimum funding. Establishing an SNT with PLAN of CT can assure family members that they or their relative with a disability will continue to live a fulfilled and dignified life.
An individual with a Special Needs Trust may use their trust assets to:
- Supplement state and federal benefits
- Help maintain self-sufficiency
- Purchase necessary services and items
- Pay bills
- Enhance quality of life
Contact PLAN of CT to learn how we can help you plan for what’s next.
If you are interested in more information about setting up a trust for your loved one, submit your name and contact information, our Outreach Coordinator will reach out to help you get the process started.
An establishment fee is due when trust application materials are submitted. No trust administrative and service fees are charged until the trust is funded.
Let’s start taking care of tomorrow, together. Contact PLAN of CT to learn how we can help you plan for your family’s next steps.
Ways To Support
Whether you are a family or a business, you make the difference to our organization and those we serve by contributing financial support, time and/or expertise.
There are various ways to support PLAN of CT.
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